Debtor Due Diligence

We first created Debtor Due Diligence as a means for debtor attorneys to protect themselves from the harshness of the new BAPCPA laws passed in 2005. When a debtor's counsel signs the petition, they are liable for the accuracy of the schedules presented by the debtor. In effect, BAPCPA codified Rule 9011, and created a new standard and burden for counsel.

Now counsel had a way to back check what the debtor was telling them in their forms or interview. We built a system that allowed us to search millions of records that would cull data from over one hundred different databases. We could locate licenses, corporate filings, properties, gun registrations, auto registrations, and a host of other critical data which might turn up as assets in a bankruptcy.

Most importantly, it gave debtors counsel a way to verify and further enhance their client's bankruptcy petitions. Forewarned is forearmed.

Over the years, we've expanded the service to provide even more details and information. One of our users actually told us it was too much information! We took it as a compliment. . .

Below is a breakdown of the databases we can search although, they are not limited to those listed below.

Bankruptcy Filing History
Court Records
Real Property Records
Boat Registrations
Aircraft Registrations
Death Filings
Deed Transfers
Radio Licenses
Firearms Licenses
AKA's
Relatives
Professional Licenses
UCC Searches
Corporate Records
DEA Database
Motor Vehicle Searches*

*Not available in all fifty states

Although we have access to Experian, Equifax, and Trasnunion, we do not pull your client's credit report. A credit report invokes the Fair Credit Reporting Act and limits the purposes for doing a background check. We avoid invoking the FCRA by accessing only the header data from the debtor's credit report. If you acceess your client's credit data from another source, continue to use that source. Our search is oriented towards the location of assets.

Need to know if your client or employee has a criminal background? We can do a state search or nationwide search depending on your needs. In some states, we can even include mugshots! Results include information on case number, jurisdiction, offense date, plea, court judgment, sentencing, plus any additional information we can pull from that jurisdiction.

Scouring both public and private sources of information, we can develop a business background report and profile to help you make decisions about whether you should do business with certain entities. We can check for tax liens, judgments, and bankruptcy filings as well as other information. Identify corporate relationships and uncover assets owned or associated with that business.

BK Attorney Services, Inc. (c)2010. All Rights Reserved. This site is not intended to be legal advice. Users are always advised to seek the advice of a competent attorney who specializes in that area of law. This site is intended as marketing material only.